Auto Insurance Adjusters
If you have been involved in an accident, you probably have to deal with an auto insurance adjuster. Typically, you have to at least give a statement to your own insurance company after the accident, but you should never give a statement to the other party's insurance adjuster.
At Rodriguez & Williamson, PLLC, we know how auto insurance adjusters are trained and how they operate. We have the negotiation skills to handle them. We know from experience when clients have tried to do so on their own, they are often intimidated or manipulated. Contact our office at 813-320-7500 to learn how we can help you if you have been involved in an accident in Florida and must deal with an auto insurance adjuster.
Understanding Tampa Auto Insurance Adjusters
Auto insurance adjusters play an important role after a car accident, so you should know just who they are and how they operate. In short, adjusters are employees of insurance companies whose main job is to investigate accidents and determine what the liability of the insurance company is. The loyalty of the insurance adjuster lies with the company, not with you. One of the ways that insurance companies make money is by paying out as little as they are legally obligated to, and experienced auto insurance adjusters know how to do this.
Tactics Used by Florida Auto Insurance Adjusters
Becoming familiar with the tactics that auto insurance adjusters use while evaluating claims is the best way to avoid falling prey to them. While not an exhaustive list, a few of the more common tactics include the following:
Look for Inconsistencies
An insurance adjuster could ask for a very thorough recorded statement from you, which they will then meticulously comb through, looking for any details that suggest an inconsistency in your story, which subsequently might represent an out for the insurance company. For example, you might tell an adjuster that you only injured your arm in a crash, but later you find out you also sustained a concussion. They may then turn around and use this information to suggest that a different event caused your injuries as opposed to the accident.
Delay the Process or Avoid Contact
Depending on the case, some adjusters might attempt to delay the case as long as they can, hoping that you will begin to feel the pressure of unpaid bills piling up. The thought is that if your bills start piling up, you'll become desperate and willing to accept whatever offer they throw at you. In these instances, stand firm and continue to contact them, no matter how frustrating it becomes.
Encourage a Rapid Settlement
On the other hand, adjusters may try to pressure to settle quickly in certain cases. This strategy might be used if the adjuster feels that you don't understand the full value of your claim, or that further investigation into it will uncover more damages that the insurance company could be liable for. Having the right attorney in your corner can ensure that you are taken care of in every situation.
How Can a Florida Personal Injury Lawyer Help?
For most accident victims, the world of personal injury law can be a new and scary place. Hiring the right attorney can help.
An experienced attorney from Rodriguez & Williamson, PLLC will be able to properly value your claim to ensure that you don't accept a fast settlement offer and leave money on the table. We are familiar with the applicable laws in your case, which means that we can advise you on what insurance adjusters can and can't do. Ultimately, we will work with you and your family to make sure that you get the best settlement offer possible while handling all of the difficult negotiations.
Personal injury lawyers can help in non-auto accident cases, too. Insurance adjusters are involved in all types of personal injury cases, like:
- Dog bites
- Slip and fall accidents
- Product liability
- Reputational harm
Contact a Car Accident Attorney in Tampa Today
Auto insurance adjusters are trained well. They have their employer's best interests as their priority, not your interests. Even if the auto insurance adjuster is representing your claim, they still want to minimize or avoid a settlement payout. This is particularly true when you file a first-party claim with your own insurer.
To make sure you get the compensation you deserve, you need to know how to handle auto insurance adjusters. At Rodriguez & Williamson, PLLC, our auto accident attorney has the experience and skill. Contact us today online or at 813-320-7500 to schedule a Free.
If you have been in a car accident, you will most likely have to deal with an adjuster from your vehicle insurance company. After an accident, you are typically required to furnish at least a statement to your own insurance company, but you should under no circumstances provide a report to the insurance adjuster for the other party.
We, at Rodriguez & Williamson, PLLC, are familiar with the education and procedures that are required of vehicle insurance adjusters. We are able to handle them thanks to our expertise in bargaining. When customers have attempted to accomplish this on their own in the past, we have found through our own experience that they are frequently coerced or influenced. If you have been in an accident in Florida and need assistance dealing with a car insurance adjuster, please get in touch with our office by calling 813-320-7500 so that we can explain how we can assist you.
Understanding Adjusters at Tampa's Auto Insurance Companies
After a car accident, auto insurance adjusters play a vital role, so it is in your best interest to be familiar with who they are and how they function. Adjusters, in a nutshell, are people who work for insurance firms and whose primary responsibility it is to examine accidents and establish whether or not the insurance company is liable. The insurance adjuster will not be loyal to you but will instead remain loyal to the firm. Auto insurance adjusters with experience are skilled at minimizing the amount of money paid out to policyholders in order for insurance firms to meet their financial obligations while still maintaining a profit margin.
Strategies Employed by Auto Insurance Adjusters in the State of Florida
The most effective strategy to prevent being taken advantage of by auto insurance adjusters when they are reviewing claims is to educate yourself about the strategies they use. The following are examples of some of the more frequent strategies, however this is by no means an exhaustive list:
Examine the situation for inconsistencies.
An insurance adjuster may ask for a detailed recorded statement from you, which they will then meticulously comb through, looking for any details that suggest an inconsistency in your story, which may represent an out for the insurance company. In other words, an insurance adjuster may ask you to provide an out for the insurance company. For instance, you might tell an adjuster that the only injury you experienced in the accident was to your arm, but then you might find out later that you also suffered a concussion. They might then flip around and use this evidence to argue that a different incident, rather than the accident, caused your injuries. This is a possibility.
Put off doing what needs to be done or stay away from others.
Depending on the circumstances, some adjusters could make an effort to drag out the proceedings for as long as they possibly can in the hope that you will start to feel the strain of mounting unpaid costs. The idea behind this is that if your bills continue to pile up, you will eventually become desperate and eager to accept any deal that is made to you, regardless of its merits. In these kinds of circumstances, it is important to maintain your resolve and keep in contact with them, no matter how annoying it may become.
Encourage a Speedy Settling of Disputes
On the other hand, adjusters could put others under pressure to settle their claims as quickly as possible in certain situations. This tactic may be implemented if the adjuster has the opinion that you do not fully comprehend the total value of your claim or that additional investigation into it will unearth additional damages for which the insurance provider may be liable. Both of these scenarios are likely to result in the adjuster taking a more defensive stance. If you have the appropriate attorney on your side, you may feel confident that no matter what happens, you will be taken care of.
How Exactly Can a Personal Injury Lawyer in Florida Help You?
The majority of people who have been injured in accidents find the field of personal injury law to be foreign and intimidating. Finding a good attorney to represent you might be of assistance.
In order to prevent you from accepting a quick settlement offer and losing money in the process, an experienced attorney at Rodriguez & Williamson, PLLC will be able to accurately value your claim. Call today to schedule a consultation. Because we are knowledgeable with the rules that apply to your situation, we are able to provide you with guidance regarding the actions that insurance adjusters can and cannot take. In the end, we will work together with you and your family to ensure that you receive the greatest possible settlement offer while simultaneously managing the complexities of the talks.
Personal injury attorneys are able to assist clients even in cases that do not involve automobile collisions. Insurance adjusters are involved in all aspects of personal injury litigation, including the following sorts of cases:
- Dog bites
- Slip and fall accidents
- Liability for products
- Harm to one's reputation
Make Contact with a Tampa Personal Injury Lawyer Today Today
Adjusters for auto insurance companies have extensive training. They place a higher priority on the best interests of their employer than they do on your interests. Even though the auto insurance adjuster is representing your claim, their goal is to reduce or eliminate the amount of money they have to pay out in settlement. This is especially important to keep in mind if you want to pursue a claim against your own insurer as a first-party plaintiff.
You need to be familiar with how to deal with vehicle insurance adjusters in order to increase the likelihood that you will receive the amount to which you are entitled. Our auto accident attorney at Rodriguez & Williamson, PLLC have both the experience and the expertise necessary. To schedule a free consultation, please get in touch with us today either online or by calling 813-320-7500.
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